Marriage Tax Calculator

Compare joint and separate tax using bracket tables you supply.

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What is this calculator?

Compare joint and separate tax using bracket tables you supply.

What can you use it for?

Use this tool to compare a financial scenario using the assumptions you control. Compare joint and separate tax using bracket tables you supply.

How to use it

  1. Enter person a taxable income.
  2. Enter person b taxable income.
  3. Enter single brackets: upper limit : percent.
  4. Enter joint brackets: upper limit : percent.
  5. Select Calculate (or Generate for random tools).
  6. Read the answer and any additional results below the form. Check the units and the limits of the method.

Formula and method

Difference = tax on combined income using joint bands − sum of separate taxes

Both tables are entered by you. Positive means a higher joint liability under those tables.

Worked example

Person A taxable income: 60000, Person B taxable income: 40000, Single brackets: upper limit : percent: 20000:10; 50000:20; Infinity:30, Joint brackets: upper limit : percent: 40000:10; 100000:20; Infinity:30. The result is -1,000 (joint tax minus separate tax).

Assumptions and limits

User-defined tax rules, not current US filing advice. Use taxable income after applicable deductions.

Frequently asked questions

What inputs does the Marriage Tax Calculator need?

Use person a taxable income, person b taxable income, single brackets: upper limit : percent, joint brackets: upper limit : percent. Read the answer and any additional results below the form. Check the units and the limits of the method.

What assumptions apply to the Marriage Tax Calculator?

User-defined tax rules, not current US filing advice. Use taxable income after applicable deductions.

A little help with the numbers

Smart input · AI explanations when connected