Present Value Calculator

Discount a future amount to its value today.

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What is this calculator?

Discount a future amount to its value today.

What can you use it for?

Use this tool to compare a financial scenario using the assumptions you control. Discount a future amount to its value today.

How to use it

  1. Enter future value.
  2. Enter discount rate per period (%).
  3. Enter periods.
  4. Select Calculate (or Generate for random tools).
  5. Read the answer and any additional results below the form. Check the units and the limits of the method.

Formula and method

Result = future value/(1+discount rate per period/100)^periods

The formula uses the units and definitions shown above. Each input is substituted before the arithmetic is evaluated; the calculated output is rounded for display.

Worked example

Future value: 100000, Discount rate per period (%): 5, Periods: 10. The result is 61,391.32535408 (result).

Assumptions and limits

This is a mathematical estimate using the values you enter. Confirm real product terms, fees, tax rules and dates before acting on it.

Frequently asked questions

What inputs does the Present Value Calculator need?

Use future value, discount rate per period (%), periods. Read the answer and any additional results below the form. Check the units and the limits of the method.

What assumptions apply to the Present Value Calculator?

This is a mathematical estimate using the values you enter. Confirm real product terms, fees, tax rules and dates before acting on it.

A little help with the numbers

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